Capri CapitalWe don't put freaking onions on our home loans.
Plain-spoken home-equity money for homeowners with skin in the game. No hidden fees, no fine-print tricks — just a number you can actually trust, right here on the porch.
Teaser only. Your real number depends on rates, credit, and how much of your value lenders can reach. We'll walk you through it, line by line.
Two ways to tap it. Plain English.
Same equity, different job. Pick the one that fits the moment.
One lump sum, one rate
Replaces your first mortgage so you walk away with a big, fixed chunk of cash. Ideal for a one-time move, a roof, or a renovation you want locked in.
- Fixed rate for the life of the loan
- Best when you want certainty, not flexibility
- Typical for $60k–$400k needs
A credit line, draw as you go
You only pay interest on what you actually pull. Great for staggered expenses, ongoing projects, or padding the emergency fund.
- Draw-window flexibility, up to 10 years
- Lower upfront cost to get started
- Variable rate — we'll show you the ceiling
We speak home equity fluently.
Every state writes its own equity rules. We know the loan-to-value caps, the second-lien limits, and what protects your home — so nothing surprises you at closing. Licensed originators, not a call center.
of value we can usually reach on a cash-out — explained before you sign.
homes refinanced since 2019.
hidden fees. Every line item in writing, up front.
Talk to a real originator today.
Tell us your home value and what you're thinking. We'll come back with a straight number and a plain-English plan — no pressure, no runaround.